St. Marys Homes under $600,000

St. Marys Homes under $600,000

Welcome to St. Marys, Georgia – a hidden gem nestled in Camden County, where Southern charm meets coastal beauty. This picturesque city is not only known for its rich history and vibrant community but also for its stunning waterfront views along the picturesque St. Marys River. With its quaint downtown area brimming with unique shops, delightful eateries, and friendly locals, St. Marys offers a warm and welcoming atmosphere that makes it a perfect place to call home.

For those seeking a new residence in this enchanting city, St. Marys boasts an impressive selection of homes priced under $600,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, there is something for everyone. Picture yourself in a charming cottage with lush gardens or a modern family home with spacious interiors and contemporary finishes. Many of these homes offer easy access to local parks, schools, and the serene beauty of the nearby coast.

St. Marys is not just about the homes; it’s about the lifestyle. The city is a gateway to the stunning Cumberland Island National Seashore, perfect for outdoor enthusiasts and nature lovers. Enjoy kayaking, fishing, or simply taking in the breathtaking sunsets over the water. With a rich cultural heritage and a close-knit community, St. Marys is not just a place to live; it’s a place to thrive.

Explore the wonderful homes under $600,000 in St. Marys and discover the perfect blend of comfort, charm, and coastal living. Your dream home awaits!

Newest St. Marys Homes under $600,000

108 Bachlott Rd, St. Marys
$294,900
4 Beds ⋅ 3 Baths ⋅ 2002913 MLS ⋅ 2,096 SqFt. ⋅ 0.16 Acres
THERE'S PLENTY OF SPACE TO SPREAD OUT IN THIS SPACIOUS FOUR-BEDROOM HOME WITH A LARGE LOFT-STYLE BONUS ROOM IN SUGARMILL PLANTATION! STEP INSIDE TO TILE FLOORING THROUGHOUT THE MAIN LIVING AREAS, WHERE SOARING CEILINGS, ABUNDANT NATURAL LIGHT, AND A COZY WOOD-BURNING FIREPLACE CREATE A WARM AND INVITING ATMOSPHERE. THE EAT-IN KITCHEN IS DESIGNED WITH BOTH FUNCTION AND FLEXIBILITY IN MIND, FEATURING A BREAKFAST BAR, DINING AREA, AND AN ADDITIONAL BREAKFAST NOOK THAT COULD EASILY SERVE AS A HOME OFFICE, SITTING AREA, OR OTHER FLEX SPACE. CONVENIENCE IS A STANDOUT FEATURE WITH AN INDOOR LAUNDRY ROOM THAT INCLUDES A FULL BATHROOM AND IS IDEALLY LOCATED NEAR THE EXTERIOR ENTRANCE AND ATTACHED GARAGE- PERFECT FOR CLEANING UP AFTER YARD WORK, OUTDOOR PROJECTS, OR A DAY SPENT ENJOYING THE OUTDOORS. THE PRIMARY SUITE IS CONVENIENTLY LOCATED ON THE MAIN LEVEL AND OFFERS A SPACIOUS WALK-IN CLOSET, DOUBLE VANITY WITH MARBLE COUNTERTOPS, AND A SOAKING TUB/SHOWER COMBINATION. UPSTAIRS, YOU'LL FIND THREE GENEROUSLY SIZED BEDROOMS, A FULL BATHROOM, AND AN IMPRESSIVE LOFT-STYLE BONUS ROOM OVERLOOKING THE MAIN LIVING AREA. THIS VERSATILE SPACE IS PERFECT FOR A MEDIA ROOM, PLAYROOM, HOME OFFICE, OR ADDITIONAL LIVING AREA. OUTSIDE, THE LOW-MAINTENANCE VINYL SIDING MAKES UPKEEP A BREEZE, WHILE THE SCREENED LANAI PROVIDES THE PERFECT SPOT TO RELAX AND ENJOY THE OUTDOORS. AN UPDATED FENCE ADDS PRIVACY, AND A CLEVERLY DESIGNED STORAGE AREA KEEPS TRASH AND RECYCLING BINS NEATLY TUCKED AWAY. THE EXTRA-WIDE DRIVEWAY WITH A SIDE-ENTRY APPROACH PROVIDES PLENTY OF PARKING AND ADDED CONVENIENCE FOR UNLOADING. LOCATED IN SUGARMILL PLANTATION, RESIDENTS ENJOY ACCESS TO A COMMUNITY POOL, TENNIS COURTS, BOAT/RV STORAGE, AND SCENIC WALKING AND BIKING TRAILS. WITH EASY ACCESS TO I-95 AND CONVENIENT PROXIMITY TO SCHOOLS, SHOPPING, DINING, MEDICAL FACILITIES, AND KINGS BAY NAVAL SUB BASE, THIS HOME OFFERS AN IDEAL COMBINATION OF SPACE, COMFORT, AND CONVENIENCE. BONUS: NO FLOOD INSURANCE REQUIRED- HELPING YOU SAVE MONEY! EASY TO SHOW- SCHEDULE YOUR PRIVATE TOUR TODAY!

108 Bachlott Rd, St. Marys
611 Victorias Cir, St. Marys
$355,000
3 Beds ⋅ 2 Baths ⋅ 2002885 MLS ⋅ 1,885 SqFt. ⋅ 0.36 Acres
4.375% VA ASSUMABLE LOAN! DON'T MISS THIS NEARLY NEW 3-BEDROOM HOME IN VICTORIA LANDING OFFERING AN EXCEPTIONAL FINANCING OPPORTUNITY ALONG WITH A SPACIOUS, MOVE-IN-READY DESIGN. SITUATED ON JUST OVER 1/3 ACRE AND BACKING UP TO A PRESERVE, THIS HOME COMBINES PRIVACY, QUALITY CONSTRUCTION, AND EASY EVERYDAY LIVING. STEP INSIDE TO A HIGHLY FUNCTIONAL SPLIT FLOOR PLAN FILLED WITH NATURAL LIGHT. DURABLE LUXURY VINYL PLANK FLOORING EXTENDS THROUGHOUT THE MAIN LIVING AREAS, COMPLEMENTED BY TILED BATHROOMS FOR EASY MAINTENANCE. THE OPEN KITCHEN IS A STANDOUT WITH COUNTER SPACE GALORE, FEATURING A LARGE ISLAND, BREAKFAST BAR, STAINLESS STEEL APPLIANCES, AND PLENTY OF ROOM FOR MEAL PREP AND ENTERTAINING. THE KITCHEN FLOWS SEAMLESSLY INTO THE DINING AND LIVING AREAS, CREATING AN INVITING OPEN-CONCEPT GATHERING SPACE. THE SPACIOUS PRIMARY SUITE OFFERS A RELAXING RETREAT WITH A DOUBLE VANITY, LARGE WALK-IN CLOSET, AND PRIVATE WATER CLOSET. TWO ADDITIONAL BEDROOMS AND A FULL BATH ARE THOUGHTFULLY POSITIONED ON THE OPPOSITE SIDE OF THE HOME FOR ADDED PRIVACY. BUILT WITH DURABILITY AND EFFICIENCY IN MIND, THE HOME FEATURES LOW-MAINTENANCE FIBER CEMENT SIDING, 2X6 EXTERIOR WALLS SPACED 16 INCHES ON CENTER, R-19 INSULATION, AND 30-YEAR ARCHITECTURAL SHINGLES. THE HOMESITE WAS PROFESSIONALLY COMPACTED PRIOR TO CONSTRUCTION TO HELP MINIMIZE SETTLING. OUTDOOR LIVING IS JUST AS IMPRESSIVE WITH AN OVERSIZED SCREENED LANAI OVERLOOKING THE EASY-CARE, VINYL PRIVACY-FENCED BACKYARD AND PEACEFUL PRESERVE BEYOND. ADDITIONAL HIGHLIGHTS INCLUDE AN ATTACHED TWO-CAR GARAGE AND CONVENIENT INDOOR LAUNDRY ROOM. LOCATED IN AN X FLOOD ZONE WITH NO FLOOD INSURANCE REQUIRED AND, BEST OF ALL, NO HOA DUES! CONVENIENTLY LOCATED NEAR SCHOOLS, SHOPPING, DINING, KINGS BAY SUB BASE, AND I-95 FOR AN EASY COMMUTE. A 4.375% VA ASSUMABLE LOAN, NEARLY NEW CONSTRUCTION, PRESERVE-BACKED HOMESITE, AND NO HOA DUES MAKE THIS ONE YOU WON'T WANT TO MISS. EASY TO SHOW- SCHEDULE YOUR PRIVATE TOUR TODAY!

611 Victorias Cir, St. Marys
145 Inlet Reach Cir, St. Marys
$250,000
3 Beds ⋅ 3 Baths ⋅ 2002853 MLS ⋅ 1,429 SqFt. ⋅ 0.08 Acres
Built in 2024, this immaculate three bedroom home is practically new! The unique opportunity to purchase an end unit in the quint neighborhood of Inlet Reach provides the owner with their very own side yard for a total of nearly 2500 square feet of outdoor space for entertaining, gardening, or play! In addition, the location of this unit allows for additional windows, providing an abundance of natural light to the main living space of the home. Enjoy a bright, open living room and kitchen downstairs with beautiful stainless steel appliances, a cozy kitchen island, and quartz countertops. The main floor also has a conveniently located half bathroom and glass doors to the backyard and patio space. The primary bedroom with its own private bathroom and walk in closet is located at the top of the stairs. The two additional bedrooms were thoughtfully placed down the hallway to provide privacy for homeowners, family, and guests. Laundry facilities are conveniently located upstairs for easy accessibility from the bedrooms. This home is also equipped with a garage as well as driveway parking. Find yourself at home in this established neighborhood while also enjoying the freedom of not having an HOA.

145 Inlet Reach Cir, St. Marys
105 Hamlet Cir, St. Marys
$559,900
3 Beds ⋅ 2 Baths ⋅ 2002817 MLS ⋅ 1,855 SqFt. ⋅ 0.17 Acres
Showcase-worthy features meets effortless single-level living in this beautifully appointed 3-bedroom, 2-bath home in Cumberland Harbour. Thoughtfully designed for those who appreciate quality over excess, this home offers a manageable footprint with exceptional finishes throughout. White oak flooring flows through the main living areas, where an open-concept kitchen and living room create an inviting space for everyday living. A spacious dining room with custom built-ins provides the perfect setting for dinner parties and gatherings. Plantation shutters and custom window treatments throughout add timeless Southern style and privacy. Gorgeous woodwork in the living room ceiling and wall, a mudroom offering a convenient drop zone and a floored attic space for extra storage add to the pluses. The owner's suite is a true retreat, complete with ensuite featuring a fully tiled, zero-entry shower. Two additional bedrooms provide flexibility for guests, a home office or hobbies. Outdoor living is just as thoughtfully designed. Brick pavers enhance both the welcoming front porch and screened side porch, while a private courtyard offers a charming, intimate setting for grilling, container gardening or creating an enchanting garden retreat—all without the upkeep of an expansive yard. Additional features include spray foam insulation, and freshly painted exterior in 2025.

105 Hamlet Cir, St. Marys
238 Cardinal Cir W, St. Marys
$420,000
3 Beds ⋅ 2 Baths ⋅ 2002814 MLS ⋅ 2,109 SqFt.
Welcome to 238 Cardinal Circle West, a move-in-ready home ideally situated along the golf course in the desirable Osprey Cove community. Enjoy beautiful golf course views while still maintaining a sense of privacy in the backyard, offering the perfect balance of scenery and seclusion. Recently painted inside and out,, this well-maintained home offers a spacious and functional split-bedroom floor plan. The inviting living area features a fireplace, while the separate dining room provides plenty of space for entertaining. Two generously sized guest bedrooms are located on one side of the home, with the private primary suite thoughtfully positioned on the opposite side. The spacious kitchen offers abundant room for cooking and gathering, along with a comfortable breakfast and seating area overlooking the golf course, a wonderful spot to enjoy your morning coffee while taking in the view. Located within Osprey Cove, one of St. Marys' premier gated golf communities, this home combines a peaceful golf course setting, privacy, and a move-in-ready interior. Conveniently located near shopping, dining, historic downtown St. Marys, Kings Bay Naval Submarine Base, and easy access to I-95, Jacksonville, and the surrounding coastal area. 238 Cardinal Circle West offers the golf course lifestyle without sacrificing backyard privacy and is ready for its next owner to move right in and enjoy.

238 Cardinal Cir W, St. Marys
104 Holly Dr, St. Marys
$180,000
4 Beds ⋅ 2 Baths ⋅ 2002763 MLS ⋅ 1,774 SqFt. ⋅ 0.45 Acres
104 Holly Dr St. Marys, GA is a 4 bedroom, 2 full bathroom, 1774 sq ft home with large fenced in back yard. Close to Kings Bay Naval Base.

104 Holly Dr, St. Marys
110 Rindle Trce, St. Marys
$424,900
4 Beds ⋅ 2 Baths ⋅ 2002644 MLS ⋅ 1,945 SqFt. ⋅ 0.35 Acres
UNDER CONSTRUCTION NOW! BEAUTIFUL FOUR-BEDROOM HOME SITUATED ON A PEACEFUL POND IN THE WINDING RIVER COMMUNITY. BUILT WITH QUALITY AND EFFICIENCY IN MIND, THIS HOME FEATURES 2X6 EXTERIOR WALLS AND LOW-MAINTENANCE FIBER CEMENT SIDING. ENJOY YOUR MORNING COFFEE FROM THE INVITING FRONT PORCH OR UNWIND ON THE COVERED REAR LANAI WHILE TAKING IN TRANQUIL POND VIEWS. STEP INSIDE TO AN OPEN, SPACIOUS FLOOR PLAN FEATURING LUXURY VINYL PLANK FLOORING THROUGHOUT THE MAIN LIVING AREAS. THE KITCHEN IS DESIGNED FOR BOTH EVERYDAY LIVING AND ENTERTAINING, WITH A LARGE ISLAND OFFERING PLENTY OF PREP SPACE AND ADDITIONAL SEATING. A HUGE WALK-IN PANTRY PROVIDES EXCEPTIONAL STORAGE, WHILE THE CONVENIENTLY LOCATED INDOOR LAUNDRY ROOM ADDS EVEN MORE FUNCTIONALITY. THE PRIVATE PRIMARY SUITE FEATURES A DOUBLE VANITY, TILED WALK-IN SHOWER, AND SPACIOUS WALK-IN CLOSET. ON THE OPPOSITE SIDE OF THE HOME, THIS DESIRABLE SPLIT-BEDROOM FLOOR PLAN OFFERS THREE ADDITIONAL BEDROOMS AND A FULL BATH, PROVIDING PLENTY OF ROOM FOR FAMILY, GUESTS, OR A HOME OFFICE. BONUS- NO FLOOD INSURANCE REQUIRED! RESIDENTS OF WINDING RIVER ENJOY RESORT-STYLE AMENITIES, INCLUDING A CLUBHOUSE WITH FITNESS CENTER, SPARKLING SWIMMING POOL, PLAYGROUND, SPORTS FIELD AND COURT, AND SCENIC BIKING AND WALKING TRAILS. CONVENIENTLY LOCATED NEAR I-95, KINGS BAY NAVAL SUBMARINE BASE, SHOPPING, DINING, AND EVERYDAY CONVENIENCES. THE NEIGHBORHOOD ALSO OFFERS CONVENIENT ACCESS TO A CROSSWALK LEADING TO SUGARMILL ELEMENTARY. DON'T MISS THE OPPORTUNITY TO MAKE THIS BRAND-NEW POND-VIEW HOME YOURS! PHOTO DISCLAIMER: FINISHED HOME PHOTOS SHOWN ARE OF THE SAME FLOOR PLAN PREVIOUSLY BUILT BY READDICK CONSTRUCTION AND ARE PROVIDED FOR ILLUSTRATIVE PURPOSES ONLY. ACTUAL FINISHES, COLORS, MATERIALS, FEATURES, AND SPECIFICATIONS MAY VARY. SOME FEATURES DEPICTED MAY BE OPTIONAL UPGRADES AND ARE NOT INCLUDED IN THE BASE PURCHASE PRICE. BUYERS ARE ENCOURAGED TO VERIFY ALL INCLUDED FEATURES, FINISHES, AND AVAILABLE UPGRADE OPTIONS WITH THE BUILDER.

110 Rindle Trce, St. Marys
101 Grouper Way, St. Marys
$379,900
5 Beds ⋅ 3 Baths ⋅ 2002633 MLS ⋅ 2,405 SqFt. ⋅ 0.29 Acres
More space, more flexibility, and a backyard made for enjoying life at home. Welcome to 101 Grouper Way in St. Marys, GA, a spacious 5-bedroom, 3-bath move-in-ready home offering approximately 2,400 square feet, an attached 2-car garage (EV-friendly), generous indoor living space, and an outdoor setup you have to experience in person. Step inside to a bright, open interior with updated flooring, fresh paint, and a floor plan with plenty of room to spread out. The main living area is anchored by a vaulted ceiling that enhances the home's open feel while flowing naturally into the upgraded kitchen and dining spaces. The kitchen offers an abundance of workspace and storage with granite countertops, extensive cabinetry, stainless steel appliances, a JennAir combination microwave and oven, and an induction cooktop. A large peninsula provides generous counter space along with bar-top seating, creating a natural place for casual meals, morning coffee, or conversation while dinner is being prepared. With five bedrooms and three full bathrooms, this home offers exceptional flexibility. Additional rooms provide options for overnight guests, a dedicated home office, hobby space, workout area, or whatever best fits your needs. The primary suite includes a spacious bath with dual vanities, soaking tub, and a separate shower. Upstairs, additional living space provides even more flexibility for the way you want to use the home. One of the standout features of 101 Grouper Way is the expansive screened and covered porch stretching across the rear of the home. There's room for outdoor dining, multiple seating areas, and entertaining, creating what feels like another living space while offering shade and protection from the Georgia sun. Beyond the porch, the fully fenced backyard is set up for both recreation and entertaining. The partially recessed above-ground swimming pool has been incorporated into the backyard with dedicated steps, surrounding hardscape, and overhead shade sails for a more integrated appearance. A large paver patio provides additional space for dining, grilling, and gathering, while the remaining lawn offers room for pets, gardening, backyard games, or simply enjoying the outdoors. A storage building adds practical space for lawn equipment, pool supplies, and outdoor gear. Whether your ideal Saturday involves a pool day, friends gathered around the grill, or a quiet evening on the screened porch, this is a backyard designed to actually be used. And you can enjoy it all without an HOA. The property is also located in FEMA Flood Zone X, an important consideration when comparing homes throughout coastal Georgia. Location is another advantage. From 101 Grouper Way, you're conveniently positioned for Naval Submarine Base Kings Bay, shopping and dining in St. Marys and Kingsland, and I-95 for travel south toward Jacksonville, Florida, or north toward Brunswick and Savannah. Historic downtown St. Marys and the waterfront are also nearby, including the gateway to Cumberland Island National Seashore. Convenient access to I-95 also puts Northeast Florida and the greater Jacksonville area within easy reach while allowing you to enjoy the relaxed pace of St. Marys. If you've been searching for a 5-bedroom home for sale in St. Marys, GA, a home near Kings Bay, or a property with a screened porch, fenced backyard, swimming pool, 2-car garage, and no HOA, 101 Grouper Way deserves a closer look. There's plenty to appreciate in the photos, but the size of the home, flexibility of the floor plan, and scale of the outdoor living space are even better in person. Schedule your private showing of 101 Grouper Way and come see how much this St. Marys home has to offer.

101 Grouper Way, St. Marys
608 Victorias Cir, St. Marys
$375,000
5 Beds ⋅ 3 Baths ⋅ 2002598 MLS ⋅ 2,221 SqFt. ⋅ 0.24 Acres
Discover your dream home in this stunning 5-bedroom, 3-full bath residence, ready for new homeowners! Spanning 2,221 square feet, it features a spacious dining and living room along with a loft area upstairs between two rooms, creating a multi-functional flex space that's perfect for a den or office. The large primary suite boasts a walk-in closet, making busy mornings a breeze for two. The kitchen is a chef's delight, equipped with stainless steel appliances and extra counter space for prepping, cooking, or tackling projects. Step outside to a large fenced backyard, ideal for gatherings or relaxation, and enjoy the convenience of a two-car garage and water softener. With two HVAC units to ensure comfort on both floors and plenty of walk-in attic storage, this home truly has it all. Conveniently located just minutes from schools and NS Kings Bay, this is an opportunity you won't want to miss!

608 Victorias Cir, St. Marys
204 Sugarmill Blvd, St. Marys
$247,500
3 Beds ⋅ 2 Baths ⋅ 2002532 MLS ⋅ 1,764 SqFt. ⋅ 0.37 Acres
204 Sugarmill Blvd St. Mary's is a 3 bedroom, 2 full bathrooms with 1764 sq ft. Large lot with fenced in back yard. Minutes from Kings Bay Naval Base.

204 Sugarmill Blvd, St. Marys
107 New Hammock Cir, St. Marys
$419,900
4 Beds ⋅ 2 Baths ⋅ 2002528 MLS ⋅ 2,052 SqFt. ⋅ 0.63 Acres
Nestled on a cul-de-sac and spanning over half an acre, this stunning 4-bedroom, 2-bathroom home offers both space and style. The open concept living area seamlessly connects a spacious living room, dedicated office, and elegant dining room, making it perfect for everyday life and entertaining. The great room features custom built-in bookshelves. The classic kitchen boasts stainless steel appliances, Corian countertops, and a breakfast nook overlooking the private back yard. The primary suite is a true retreat, beautifully renovated with large windows, a walk-in closet, and a bathroom featuring a fully tiled shower and double sinks. Three generously sized additional bedrooms await your personal touch, while the guest bathroom is accented with elegant wallpaper. Step outside to your private backyard oasis, complete with an in-ground pool, spacious pool deck, and a custom fence. The association allows you access to a shared boat dock, launch, and a private waterfront picnic area. This home truly has it all, schedule your appointment to see! Closet being installed in front room to make this a 4 bedroom.

107 New Hammock Cir, St. Marys
102 Millers Trace Dr, St. Marys
$238,000
2 Beds ⋅ 1 Baths ⋅ 2002444 MLS ⋅ 1,172 SqFt.
COASTAL BUNGALOW IN SUGARMILL PLANTATION! This beautifully updated 2-bedroom home offers an easygoing coastal feel with a list of improvements completed approximately two years ago, including an updated kitchen, plumbing, windows, sliding glass doors, bathrooms, lighting, flooring and fixtures. Light, beachy wood-look LVP flooring and a soft coastal-inspired interior create a bright, cohesive look throughout. The kitchen features granite countertops, accent tile and it's overlooking the dining area, where painted white beadboard adds extra character. Vaulted ceilings enhance the open feel of the living space, centered around a corner wood-burning fireplace with brick surround and rounded hearth. An enclosed, tiled sunroom provides additional flexible living space not included in the heated square footage, with sliding-door access from both the living room and primary bedroom-perfect for a sitting area, home office, hobby space or simply enjoying the backyard view. The bathroom features quartz countertops, deep tub with shower. Additional details include a foyer entry with accent window above the front door, attached one-car garage, architectural shingle roof and a fenced backyard with gated access. Located in Sugarmill Plantation just across from Naval Submarine Base Kings Bay, residents have access to community amenities including a swimming pool, tennis courts, playground and a tree-lined walking trail along the lagoon. Updated, inviting and full of coastal charm, 102 Millers Trace offers comfortable living with neighborhood amenities close at hand.

102 Millers Trace Dr, St. Marys
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