St. Simons Island Homes under $400,000

St. Simons Island Homes under $400,000

Welcome to St. Simons Island, a picturesque gem nestled in Glynn County, Georgia. This enchanting coastal paradise is renowned for its stunning beaches, lush maritime forests, and vibrant community spirit. With its rich history, charming architecture, and a plethora of outdoor activities, St. Simons Island offers a unique blend of relaxation and adventure, making it an ideal destination for families, retirees, and anyone seeking a slice of coastal living.

One of the most appealing aspects of St. Simons Island is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you’re looking for a cozy cottage, a modern townhouse, or a charming bungalow, there are numerous options available to suit various lifestyles and budgets. These homes often feature delightful amenities such as spacious yards, proximity to the beach, and access to the island's vibrant culture and recreational activities.

Imagine waking up to the sound of waves crashing on the shore, enjoying morning strolls along the sandy beaches, or biking through the scenic pathways that wind through the island’s lush landscapes. The community is warm and welcoming, with local shops, delicious dining options, and year-round events that foster a strong sense of belonging.

St. Simons Island is not just a place to live; it’s a lifestyle. With homes available under $400,000, your dream of coastal living is within reach. Come explore this enchanting island, where every day feels like a vacation!

Newest St. Simons Island Homes under $400,000

609 Beachview Dr, St. Simons Island
$185,000
1 Beds ⋅ 1 Baths ⋅ 2002753 MLS ⋅ 380 SqFt.
Discover the charm of Pier Village in this beautifully located 1-bedroom, 1-bath unit at The Lighthouse Inn on St. Simons Island. Perfectly situated, this property offers an unbeatable location directly across from the iconic lighthouse. Enjoy a lovely view of The Lighthouse from this updated and refreshed space. The Inn features a refreshing pool and inviting surroundings, all just steps away from boutique shopping, popular restaurants, and the sandy shores of the beach. Whether you're strolling through the Village, enjoying local dining, or taking in the coastal scenery, this property places you in the center of everything St. Simons has to offer. An excellent investment opportunity with strong rental appeal, this unit is a perfect blend of convenience, comfort, and coastal charm. Square footage is approximate and buyer is encouraged to verify. Please visit St. Simons Inn at The Lighthouse website to view the entire Inn and learn more about this investment opportunity.

609 Beachview Dr, St. Simons Island
114 S Island Square Dr, St. Simons Island
$345,000
2 Beds ⋅ 3 Baths ⋅ 2002750 MLS ⋅ 1,120 SqFt.
Move right in and start enjoying this beautifully maintained 2-bedroom, 2.5-bathroom home in a prime location! This residence offers the comfort of single-unit living with no neighbors above or below, creating a private, home-like feel.Inside, you’ll find a full-size kitchen with modern appliances, a spacious storage closet, and the convenience of a full-size washer and dryer right in the unit. The open layout is designed for both comfort and function, with all furnishings included—making this home truly turnkey and move-in ready.Step outside to a cozy patio, perfect for relaxing with your morning coffee or enjoying an evening meal. The community offers ample parking for residents and guests, and it’s pet-friendly, so your furry friends are welcome.All of this is just steps away from beaches, restaurants, and shops, giving you the best of coastal living right at your doorstep.* Fully Furnished * 2 Bedrooms | 2.5 Bathrooms * Private, One-Unit Building * Pet-Friendly Community * Walk to Beaches, Dining & Shopping *Don’t miss this opportunity to own a charming, ready-to-enjoy coastal home!

114 S Island Square Dr, St. Simons Island
1704 Frederica Rd, St. Simons Island
$399,999
2 Beds ⋅ 2 Baths ⋅ 2002703 MLS ⋅ 1,150 SqFt.
Discover the perfect blend of location, comfort, and elevated living in this charming 2-bedroom, 2-bathroom condo situated mid-south St. Simons Island. Positioned a walking distance from the shops and restaurants of Redfern and only a quick bike ride to the island's beaches, this home offers the ultimate coastal lifestyle. The seller's favorite part of this home? The screened-in third-floor porch. Most evenings are spent high among the tree canopy, enjoying cool breezes and peaceful views—an experience best described as penthouse living. It's the perfect spot for morning coffee, sunset cocktails, or simply unwinding. The gated community adds an extra layer to Barnes Plantation amenities that includes a large swimming pool, clubhouse, and exercise facility—everything you need for resort-style living right at home. Showing is easy with reasonable notice. Don't miss this rare opportunity to own a slice of island paradise.

1704 Frederica Rd, St. Simons Island
413 Fairway Villas, St. Simons Island
$399,000
2 Beds ⋅ 3 Baths ⋅ 2002521 MLS ⋅ 1,558 SqFt.
Featuring a brand-new HVAC system, welcome to your completely renovated retreat in the heart of the desirable Sea Palms community! This stunning condo at 413 Fairway Villas has been updated from top to bottom and is ready to impress. Every detail has been thoughtfully considered, including all-new furniture and finishes throughout, ensuring a fresh, modern feel with plenty of space to relax and entertain. This spacious home features two generously sized bedrooms, each with its own private en-suite bathroom, offering ultimate comfort and privacy. An additional half-bath is a bonus for guests. The open-concept living and dining area flows seamlessly, perfect for hosting or unwinding after a day on the island. Located just a short stroll from the golf course, Sago restaurant, and Sea Palms' top-notch amenities, this condo offers the perfect blend of luxury and convenience. Whether you're seeking a full-time residence, a vacation getaway, or an investment property, this updated condo has it all. Experience the Sea Palms lifestyle and make 413 Fairway Villas your new island escape today!

413 Fairway Villas, St. Simons Island
2511 Demere Rd, St. Simons Island
$385,000
3 Beds ⋅ 2 Baths ⋅ 2002473 MLS ⋅ 1,400 SqFt.
Welcome to 8-2511 Demere Rd, a beautifully furnished, turn-key condo on the coveted St. Simons Island—now available and priced to sell. Whether you're searching for a lucrative short-term rental, a serene secondary home, or a smart long-term investment, this three-bedroom, two-bath retreat checks every box. Perched on the second floor, this thoughtfully appointed condo offers peaceful, low-noise living without sacrificing the vibrant island lifestyle just outside your door. Every detail has been curated for comfort, so you can move right in—or start welcoming guests—from day one. Location is everything, and this address delivers. Just steps away, Southern Soul Barbeque serves up some of the island's most celebrated flavors, while beach lovers will appreciate being minutes from the Coast Guard Station Public Beach Access #27. History and charm await at the iconic St. Simons Island Lighthouse Museum, and outdoor enthusiasts can stretch their legs along the scenic Southeast Georgia Health System Fitness Trail. Families will value the proximity to Frederica Academy, adding even more appeal to this well-connected neighborhood. With its unbeatable combination of price point, prime location, and proven rental potential, this condo represents a rare opportunity in one of Georgia's most sought-after coastal communities. St. Simons Island draws visitors year-round, making rental income a genuine possibility for savvy buyers. Don't miss your chance to own a slice of island paradise. Schedule your showing today and discover why life is simply better on St. Simons Island. Ask about long term and short term numbers.

2511 Demere Rd, St. Simons Island
100 Blair Rd, St. Simons Island
$400,000
3 Beds ⋅ 2 Baths ⋅ 2002467 MLS ⋅ 1,086 SqFt.
Welcome home to this bright, freshly renovated condo on the second floor at Skiff Landing. Located close to shopping, dining and the beaches, you can now own a slice of paradise in a community with pool and beautiful grounds, three bedrooms, two bathrooms, breakfast bar, deck, storage and ready for you. Easy to show and ready for new owners.

100 Blair Rd, St. Simons Island
2514 Demere Rd, St. Simons Island
$385,000
2 Beds ⋅ 2 Baths ⋅ 2002438 MLS ⋅ 1,210 SqFt.
Fully furnished 2 bed, 2 bath condo on St. Simons Island — just move in and start enjoying island life. Great location and everything you need is already here. Ideal as a full-time home or your own island getaway. Call today to see it in person.

2514 Demere Rd, St. Simons Island
850 Mallery St, St. Simons Island
$375,000
2 Beds ⋅ 2 Baths ⋅ 2002435 MLS ⋅ 1,092 SqFt.
This move-in-ready townhouse-style condo in Ocean Walk checks a lot of boxes, second home, primary residence, or income property, take your pick. It's currently an active vacation rental with existing bookings that transfer to the new owner. That's immediate cash flow from day one, no ramp-up required. The unit itself has been well cared for and updated with an eye for detail, refreshed kitchen cabinetry with extra drawer space, new countertops, and a nice backsplash. Downstairs, ceramic tile runs throughout for easy upkeep, and the layout gives you two flexible living areas you can arrange as living/dining however suits you, plus an updated half bath. Smart features include a Nest thermostat and remote door access handy for owners and renters alike. Upstairs are two carpeted bedrooms. The primary has its own access to the full bath and plenty of closet space. The second bedroom currently works as a den/office but has a built-in Murphy bed, so it converts to guest space in seconds. There's also a big walk-in closet and a hallway laundry closet between the two rooms. Ocean Walk itself is one of the Village area's most sought-after communities, about 16 landscaped acres with two pools (one heated in winter), tennis and pickleball, a lake, and a clubhouse with a fitness center and laundry. You're just a walk or bike ride from St. Simons Pier Village, where the historic pier, Neptune Park, and the St. Simons Lighthouse anchor a stretch of local restaurants, boutiques, and ice cream shops that make evenings here feel like a permanent vacation. St. Simons Island itself is one of Georgia's Golden Isles, known for its live oaks draped in Spanish moss, miles of beach, golf courses, and a laid-back island pace that draws both full-time residents and seasonal visitors year after year. It's close enough to Brunswick and the mainland for easy errands and airport access, but far enough removed to keep that small-island feel intact. Short-term rentals are allowed, pets are welcome, and it's being sold furnished, including the SMART TV, so it's genuinely turnkey, whether you want to move in or keep the rental income going.

850 Mallery St, St. Simons Island
1704 Frederica Rd, St. Simons Island
$329,900
1 Beds ⋅ 1 Baths ⋅ 2002375 MLS ⋅ 756 SqFt.
Welcome home to this beautiful, spacious third-floor condo—your perfect gateway to enjoying the effortless lifestyle of St. Simons Island. Featuring a generously sized 1-bedroom, 1-bathroom layout, this home boasts easy-to-maintain vinyl flooring, a large walk-in closet, and an ample family room designed for relaxing or entertaining. The full-size kitchen is beautifully appointed with quartz countertops and bar seating.Sold fully furnished, this turnkey property is ready for immediate enjoyment. Nestled in an excellent mid-to-south island location, you can easily walk to premier local shopping and fantastic restaurants. The pet-friendly community offers an array of top-tier amenities, including a beautiful clubhouse, pool, grilling areas, a playground, a car washing station, bike storage, and a community mailbox.Property Details & Efficiency:Turnkey Investment: Perfect as a primary residence, vacation getaway, or lucrative investment property.Low Maintenance: Monthly HOA fee of $364.91 includes water. The average power bill is just $89.00/month.Peace of Mind: Both the HVAC system and water heater are only one year old.

1704 Frederica Rd, St. Simons Island
609 Beachview Dr, St. Simons Island
$170,000
1 Beds ⋅ 1 Baths ⋅ 2002151 MLS ⋅ 380 SqFt.
Don't miss out on this investment opportunity located in the heart of St Simons. The St Simons Inn is located directly across from the historic St Simons Lighthouse and steps away from the pier & village. Nestled beneath beautiful live oaks, this investment opportunity offers the best of both worlds: the convenience of a hotel with the benefits or ownership. The location is appealing for guests with the close proximity of shopping, restaurants, sight seeing, fishing, ocean/beach access, pickleball, park, library, putt put golf, and a seasonal community pool. The unit has a strong rental history making this a great investment opportunity. Please visit the website to learn more about The St Simons Inn by the Lighthouse.

609 Beachview Dr, St. Simons Island
800 Mallery, St. Simons Island
$372,000
2 Beds ⋅ 2 Baths ⋅ 2002088 MLS ⋅ 910 SqFt.
This 2 bedroom, 2 bath condo in Village Green is located on the ground floor and it is an end unit. This bldg has only 4 units. The flooring is vinyl plank throughout and tile in the bathrooms. A nice private patio off of the kitchen/dining area. If you are looking for a ground floor unit, look no further. This condo is just waiting for you. Village Green is located less than a mile from the village area, fishing pier, light house, quaint shops, and restaurants. This community has a minimum of 30 day rental period. Pets are allowed for owners. Beautiful live oak trees throughout the property. Community pool and laundry room. Currently tenant occupied, need a 24 hour notice to show.

800 Mallery, St. Simons Island
1500 Demere Rd, St. Simons Island
$390,000
2 Beds ⋅ 2 Baths ⋅ 2002060 MLS ⋅ 1,088 SqFt.
LOCATION WITH NO SHORT-TERM RENTAL RESTRICTIONS! Unit D5, commonly known as The Surf Hut SSI, is ready for its next owner. This income-producing property has two bedrooms upstairs along with a full renovated bathroom. Downstairs you will find the beautiful eat-in kitchen with island, living room, and half bath for guests. This unit comes fully furnished and has just been deep cleaned from the recent summer stays. Unit D5 is conveniently located near the community pool and laundry which is shared in the community. Recent upgrades on the exterior include board and batten finishes, paint and a fresh paved parking lot. Close proximity to East Beach, the King & Price hotel, and wonderful restaurants, makes this unit stand out from the rest. Call your favorite Realtor today to schedule your private showing.

1500 Demere Rd, St. Simons Island
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